Category: Personal Development & Growth


Let It Be You by Jim Rohn

Filed Under: Entreprenuership & Business, Marriage & Relationships, Personal Development & Growth, Work & Employment by apprentice — 2 Comments
September 15, 2009

I was richly blessed by this. We often ask ourselves, Why can’t I ever be the one who succeeds, why can’t I ever be the one with great relationships, why can’t I be the one interviewed in African Woman… Well the great news is it can be you. Jim Rohn puts it so nicely in this almost poetic piece which I thought i’d share with you today. Let it be you.

Each and every day, there are people all around the country and world who are living their dreams. Millionaires are made every day. Families are experiencing tremendous relationships. People are becoming more and more healthy. Lifelong learners are growing intellectually and improving their chances for success.

The fact is, living the life of your dreams is possible. People prove that every day. Someone somewhere is going to get rich, get healthy and improve their life. My recommendation is this: Let it be you!

Have you ever wanted to make more money? Have you ever looked at someone who has money and wished it could be you? People think about getting wealthy all the time, when only a small percentage actually do. But any of the masses could. Someone is going to start a business. Someone is going to make a great investment. Someone is going to begin the journey to great wealth. So why not let it be you?

Someone is going to decide to improve their relationships. Someone is going to enjoy love with their family. Someone is going to schedule some meaningful time with their friends. So why not let it be you?

Someone is going to go back to school to improve their life. Someone is going to become a lifelong learner. Someone is going to set a goal to read a book or listen to a CD each week for the next year. So why not let it be you?

Someone is going to look in the mirror and see that they need to lose a little weight and make the decision to become healthy. Someone will run their first marathon. Someone will join an aerobics class and improve their health. Why not let it be you?

I think that by now you get the point: Everyday people are improving their lives. Whether you do or don’t doesn’t matter to those who do. They are going to do it, regardless. It is simply a matter of a decision being made. Let that person be you!

You may be asking, “OK, Jim, but how?’ Well, let’s cover the very simple actions.

The first and most important thing to do is to make a commitment to work on yourself. Are you going to improve or stay the same? No matter what you have achieved, you are at a certain point right now. What you have achieved in the past is fine, but it doesn’t make a difference for the future. The decision about what you will become is made each and every day. Each day, someone is making the decision to better himself. Let that person be you!

The second is to make a plan. Once you have decided to become better, you will have to have a plan. It doesn’t have to be a long, intricate plan. It can be simple. Save a dollar a day. Walk a mile a day. Read an article a day. It’s a simple plan with achievable goals. Someone is going to develop a plan that will take them into the future of their dreams. Let it be you!

The third is to begin to act. All of the great ideas, without action, become stale and useless. The key to turning dreams into reality is action. People who have great ideas are a dime a dozen. People who act on their dreams and ideas are the select few, but they are the ones who gain the health, wealth and wisdom that is available. Someone will act today. Let it be you.

My encouragement to you is to stop looking at others who live the good life, wishing that you were as well, and begin to commit to your improvement, develop a plan and act on it. Someone is going to. Let it be you!

To Your Success,
Jim Rohn

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Celebrating one year of marriage and pondering the lessons learned.

Filed Under: Marriage & Relationships, Personal Development & Growth by apprentice — 8 Comments
September 7, 2009

On September 5th, my wife and I celebrated our first year anniversary. It’s hard to believe that a whole year has actually past. It feels like only a few days ago that we were stressing over guest lists, decorations and insane parents. I still remember how things came to a head the day before the wedding and my then fiancé and I had a major blowout and didn’t speak till 2hours before the service. At the time, I wished doubted everything in my life except gravity but today we are so much stronger and better people than we were back then.

The bible in the Book of Deuteronomy 24:5, advises that recently married couples should take the first year off to learn to love one another. I cannot overstate how vital this can be towards a successful marriage in the long haul. I thank The Master that He has orchestrated events such that I have been able to enjoy several months uninterrupted by work or war to learn to love my wife. I wish I could have had a proper year but someone needs to put food on the table right?

To put it simply, the past year has been such a powerful experience for me as a man. I have debunked so many myths, learnt so many truths and I believe in the process, become more of a man than I’ve ever been before. I would like to share some key learning’s with you now.

  1. Marriage (and life) is not about you!

    Yes, that’s right. It’s not about you. Ha, no one likes to here that one. Marriage is about spending the rest of your life consciously choosing to love your spouse 110% and help them become everything that God created them to be. It’s a bitter pill to swallow. Most of us get married thinking about what we’re going to get out of marriage. Love, sex, money, security, companionship, connections, a cook, a daddy, whatever. This self-centered mentality will always and has always led to poor marriages and divorce. Marriage is about giving up yourself for the benefit of your spouse. Only when you give of yourself selflessly, consistently, genuinely and tirelessly will you have an awesome marriage. So what about my needs you ask? Why get married if I get nothing out of this? Well actually you do get a lot out of marriage. I mentioned them already; Love, sex, money, security, companionship, connections, a cook, a daddy, whatever J Seriously though, the funny thing about marriage is this. If you chose the right partner (and often, even if it was the wrong one), God has worked it out that whatever you pour into your marriage, you will receive back in equal measure and more. So what I discovered was, the more I lay down my selfish desires and focus on fulfilling my wife’s needs, the more my wife would work at fulfilling mine. Ha?! Who’d have thought it?

  2. Marriage is very hard work.

    I can almost hear all the groans at that one. Yes, marriage is work and hard work at that too. In any way you color it, it simply isn’t easy for any two people with totally different upbringing, cultures and thinking to live together as a unit and you expect it to be seamless. If anyone told you that this will be a stroll on the beach, well, they lied. And you should sue them. Now. You could use the extra money anyway. To make a marriage work, there is a lot of sacrifice, sweat, tears and sometimes even blood. There will be fights over sillyness like, should the toothpaste be squeezed in the middle or the bottom. There will be anger, frustrations and crying over unmet expectations. There will be brokenness. There will be soccer nights and soap nights. There will be snoring and there will be farting. There will be in-laws and out-laws. There will be babies.So you see, there has to be a lot of work to make this work. Any man can tell you it’s a lot of work to sit still and listen to a woman. We’re just hopeless at emotional, touchy feeling sharing times. It’s a lot of work for women to understand her mans fundamental need for respect even when he doesn’t deserve it. It’s hard work to find the time to make love between diaper changes and 12 hour work days. Marriage is a lot of hard work. The upside is, when you do it right, it’s the most rewarding hard work you’ll ever do.

  3. Love is not a feeling and only God can provide the added juice!

    Hmmm. Yes. Love is not a feeling. The bible tells us that there are different kinds of love. Eros- sexual love, Phileos- affectionate friendly love and Agape-Unconditional love. Now the greatest of these is Agape. It has nothing to do with feelings. It’s a daily, moment by moment choice to do whatever is in the highest good for another. In marriage, we basically start with Eros – sexual love or emotional love. It quickly fades after a few months, even the honeymoon. I first heard from someone close to me long ago said in “Marriage, love is not enough” I didn’t get it at first but what it means is that the emotional love will not take you through marriage. You will need Agape love to get through those incredibly tough times when you can’t stand your spouse. When your husband comes home late for the umpteenth time after hanging out with the boys, only a God enabled choice can allow you to greet him with a smile and serve him his dinner and ask him how his day was as you massage his shoulders. So yes, you will need Agape love to make your marriage last and it’s only by the grace and love of God that you can be able to show the same to your spouse.

  4. Marriage can propel or break a man

    We have all heard the great adage; behind every great man there is a great woman. And behind every black man, are the police! But yeah, this is another truth I’ve come to learn in the last year. In Genesis 2, God says, it’s not good for man to be alone so let us create a suitable helper. The plan of God is for men to have dominion over the earth. Now, women’s activists should slow down before they bite my head off. What that means is that we are supposed to work hard and subdue the earth in order to prosper. But there is a catch. We cannot do it alone. We need the input, encouragement, respect and help of a good woman. Yeah boy’s you heard me, you can do great things but you can do unimaginable things with a great woman in your life. My wife, God bless her, is one of those awesome women. I have in the last year become so much more of a man in thought, character and spirit than in the last 29 years. I can see that I’m going to accomplish incredible things in my life. Boys, you need a woman who is your number one fan, who believes in you no matter what, who praises you and worships the ground you walk on. Trust me, ladies out there and men, if this is how a man is treated, he will always do great things.Of course the corollary is true. A bad woman can destroy even the best of men. It’s incredible the amount of influence women have on us men. If used wrongly, it can lead any man down a path of destruction. I’ve seen good men become liars, cheats and thieves because of a woman in his life. Wars have begun because of women, the Great battle of Troy. So what’s my point? Men, be very careful when choosing a wife because she can either make you or break you.

  5. Marriage is not a 50/ 50 partnership.

    This is one of the greatest myths people have when going into marriage. It’s not a 50/ 50 partnership. It’s a 100/ 100 partnership. If you go into this thinking you can give just 50% and your partner will do the other 50%, you will be disappointed. Marriage requires both parties go into this giving 100% of themselves, their time, their resources, their souls. If you are holding back, having a secret bank account, not opening up to each other fully or being honest, not forging and being compassionate, I can guarantee you that your marriage will never be as full and holistic as you’d like. Someone close to my wife advised her to have a secret bank account hidden from me so that she can keep a lifestyle for herself. The basic concept of “My money (hers) is my money and your money (mine) is our money” She disregarded this advice much to the gain of our marriage. Total disclosure and openness has fostered a level of trust and intimacy that I cannot describe. You cannot afford to withhold any part of yourself in Marriage if you wanted to have a great one. Marriage is about two people becoming one, that’s two wholes becoming one, not two halves.

  6. Marriage has shown me what a real man is supposed to look like

    As most of you know, throughout my blogging I haven’t hidden the fact that I believe the world is in dire need of real men. There are too many boys running around messing up the world for the rest of us. Marriage has shown me what a real man is supposed to look like. Marriage has shown me that real men are;

    • Family Conscious- They prioritize their wife and kids above all other worldly things. Nothing except God takes priority over them.
    • Responsible- They don’t blame anyone for their life or circumstances.
    • Providers- They take care of their family and those who have no one to help them.
    • Protectors- protects his family physically, emotionally and spiritually.
    • Priests – A man was designed by God to be the spiritual head of his home, to pray and intercede for them. A real man is tied into Jesus.
    • Teachers – A man is a teacher. He has to teach those under his care the right way to live and do things as shown to him by God.
    • Principled - Men have to have N.U.T.S Non negotiable Unalterable Terms. Principles of virtue, integrity, character, discipline, kindness, leadership etc by which they live.
    • Selfless – Real men are not self-centered. They live their lives to make the lives of others better according to God’s love.
    • Diligent Hard workers – Real men are diligent hard workers. They work hard to provide for their families and provide a secure future for them leaving a wholesome legacy for their children.

  7. Life doesn’t always go according to plan but often times works out a whole lot better.

    This is a funny one. In life we all have plans. When I’m twenty I’ll do this. When I get a promotion, I’ll do that. When I get married, I’ll do that. But life likes to throw curve balls. My wife and I planned a simple small wedding which we would pay for ourselves. EEEEHH! Wrong. We planned to go to a certain exotic place for our honeymoon. EEEHHH! Wrong again. We planned to spend the first two years without children so we could enjoy us. EEEHHH! Wrong again. What happened. Well, we had a small wedding but we didn’t manage to pay for it ourselves. We didn’t end up in the exotic spot but instead discovered a beautiful suburban location is South Africa that is now on my top 5 holiday destinations forever. We didn’t get to have our two years but every day when I look at our daughter, I melt with awe and joy. The lesson is, even though you don’t get what you plan, you can often time get something a whole lot better than you had planned. Lesson, don’t sweat it. For every lost plan, there is a bigger and better one. You just have to keep an open mind.

I can clearly tell you though, there is still quite a lot for me to learn but I’m looking forward to learning them all. What I can say is, marriage is a beautiful and wonderful institution when God is in the midst of it. It’s challenging but rewarding and the best human relationship of all. To those who aren’t married and want to, I encourage you to. Those who are married and having a rough time, there’s always hope.

Shalom.

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Being Fully Alive By Dan Miller

Filed Under: Entreprenuership & Business, Personal Development & Growth, Work & Employment by apprentice — 6 Comments
August 26, 2009

Ok, so every now and then, i’m minding my own business doing my reading when I come across something that completely blows my mind. This article is one of those things. It’s by Dan Miller of 48days to the work you love and No More Mondays fame and it’s all about the options we miss out on in life because we don’t think creatively. I don’t want to ruin it with my blithering so just read and be blessed.

Here’s an example of how people are sitting on top of new kinds of opportunities without seeing them.  On a recent radio interview we had a lady caller who had been teaching at a Christian school.  She loved being able to motivate and inspire the students – and the philosophy of the school aligned with her personal values.  But she was being paid a meager salary and felt the financial strain at home.  So she quit that job and took a position as director of a day care facility.  She doubled her salary – but was confronted with business values that conflicted with her own.  She found non-supportive, critical parents and general tension in much of what she tried to do.  Her question for me:  “Should I work in a school where it embraces my Christian faith and values – but I don’t make any money – or should I keep the job that pays double the money but conflicts with my values?”
What do you think – is this lady fully alive?  And what is the problem with her question?

Here’s a short illustrative story (excerpted from No More Mondays):

There May Be More Solutions Than What You First See . . .

Many years ago in an Indian village, a farmer had the misfortune of owing a large sum of money to the village moneylender. The old and ugly moneylender fancied the farmer’s beautiful daughter, so he proposed a bargain. He would forgive the farmer’s debt if he could marry his daughter. Both the farmer and his daughter were horrified by the proposal, but the cunning moneylender suggested that they let providence decide the matter. He told them that he would put a black pebble and a white pebble into an empty money bag. The girl would have to reach in and pick one pebble from the bag. If she picked the black pebble, she would become his wife and her father’s debt would be forgiven.  If she picked the white pebble, she need not marry him and her father’s debt would still be forgiven. If she refused to pick a pebble, her father would be thrown into jail until the debt was paid.  They were standing on a pebble-strewn path in the farmer’s field. As they talked, the moneylender bent over to pick up two pebbles. The sharp-eyed girl noticed that he had picked up two black pebbles and put them into the bag. He then asked the girl to pick a pebble. Now, imagine that you were the girl standing in the field. What would you have done? If you had to advise her, what would you have told her?

Careful analysis would produce three possibilities: (1) The girl could refuse to take a pebble—but her father would then be thrown in jail. (2) The girl could pick a black pebble and sacrifice herself in order to save her father from debt and imprisonment. Or (3) The girl could pull out both black pebbles in the bag, expose the moneylender as a cheat, and likely incite his immediate revenge.  Take a moment to think through this story. I’ve used it with the hope that it will help you see alternate solutions beyond the obvious ones. The girl’s dilemma cannot be solved with traditional logical thinking. You may be in a similar situation. You may be in a job you hate—but the pay is great. You have two choices: (1) You can stay in a job you hate. (2) You can leave the job but will then give up the great pay. Are these really all the options?

Here is what the girl did.  She put her hand into the money bag and drew out a pebble.  Without looking at it, she fumbled and let it fall onto the pebble strewn path, where it immediately became lost among all the other pebbles. “Oh, how clumsy of me,” she said. “But never mind, if you look into the bag for the one that is left, you will be able to tell which pebble I picked.” Since the remaining pebble was black, it would have to be assumed that she had picked the white one. And since the moneylender dared not admit his dishonesty, the girl would have changed what seemed an impossible situation into an extremely advantageous one.  Now, how could you see more creative solutions for your situation?

Now let’s go back to that teacher – remember the one who wondered if she should be in the school that aligned with her values but didn’t pay much – or in one that paid double but conflicted with much of what she believed.  Did she perhaps have options she was not seeing?
Here’s a related example –

Several years ago Jim was eager for a change.  He had an academic background but was just exiting a career in the military.  Over a casual dinner conversation his wife asked Jim, “If money were not important, what would you do?” Jim responded immediately, “I’d sit around the house and read old history books.” Guess what Jim does today. He reads old history books. He creates audio CDs as he brings to life old historical novels with his dramatic, engaging readings. With primarily a home schooling customer base, children beg to hear the next installment as they are simultaneously learning the rich stories from history. Recently I received this note from Jim – “Just thought you’d like to know that, doing what I love, my profits increased this year to over 104K.  A great year for me that was a lot of fun and a lot of work.  All with a seven second commute.”

If you created ten alternatives for moving forward rather than just two, what are the chances you could uncover an application that allows you to engage your passion – and make more money than you ever imagined?

Dan Miller, President of 48 Days, specializes in creative thinking for increased personal and business success.  Dan is the author of the widely acclaimed 48 Days To The Work You Love andNo More Mondays.  He writes regularly for many popular magazines and web portals, including CBN.com, Crosswalk.com, New Man, AARP and Success magazine.

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Truths about borrowing money that I’ve learned from loan sharks

Filed Under: Life in General, Marriage & Relationships, Personal Development & Growth by apprentice — 9 Comments
August 24, 2009

It seems like in this world we live in today, it’s impossible to actually live without borrowing money. Everywhere you turn either yourself or someone you know is indebted.

Well over the last several weeks, a series of events all related to loan sharks and borrowed money have opened my eyes to certain truths that I’d like to share with you today. It’s my hope that you and I will see the fallacy of this dangerous lifestyle of borrowing that we are unconsciously comfortable with.

Lesson 1: Luzira express. Failure to pay debts is a criminal offence punishable with jail time.

Ok, this one I honestly didn’t know but it’s a scary fact. Even if you owe someone 10,000UGX and they take you to court over failure to pay, well you can be sentenced to jail time. I came to learn this lesson by the unwarranted instruction of a two loan sharks to whom my brothers were indebted. Suffice to say, they both have been arrested and only released upon lots of lobbying. I never used to get it but the basic principle is that getting you arrested is a strong arm technique by the sharks to force your friends and family to cough up the money in order to save you a one way trip to luzira. Now that used to piss me off but later I learnt that it’s actually a criminal offence to fail to pay your debts. A lot of us take it for granted that if we don’t pay our debts, what’s the worst that can happen? Well a couple of months in Luzira could happen. Take an example of those oh so popular salary loans we yuppies like to take out. A guy I know who works at a certain standard bank actually encouraged me to defraud my bank by taking a huge loan and not paying by simply saying I don’t have a job anymore so I can’t pay. Sounds really sweet eh? All that cash with no downside. Well a week ago I discovered that banks can actually take you to court and prosecute you all the way to cell block D if you fail to pay. So lesson, failure to pay your debts is tantamount to theft and you are a criminal if you don’t.

Lesson 2: The Borrower is the slave to the Lender

This one I first saw in the bible. Proverbs 22:7 says the Rich rules over the poor and the Borrower is a servant to the lender. This is a simple lesson I’ve seen in my own life and the life of many of my loved ones. When you borrow money, you are indebted to the person or system that lent you the money. Which means, in order to get your freedom back, you need to do everything in your power to pay them back. It is in the process of paying back that you become a slave. You go to work to day in day out to earn money to pay off your creditors. Trust me I’ve been there. Giving away half my salary every month to pay off some debts. Missing out on all the wonderful things I could have been doing with that money and at the same time shrinking my life to fit in the paltry salary that remained. Not even being able to buy a pair of shoes or a shirt. I began to loathe my job and my very existence because it seemed like I was working for my creditors. Others become insomniacs, get high blood pressure etc. Point is, you lose your freedom and become a slave till you clear that debt.

Lesson 3: Never stand surety for anyone. Period!

I don’t need to say too much about this one. It’s also biblical. Proverbs 6:1 says “My child, suppose you agree to pay the debt of someone, who cannot repay a loan. Then you are trapped by your own words,” and Proverbs 17:18 “It’s stupid to guarantee someone else’s loan.” Subtle!

I needn’t say any more about the folly of standing surety. What is surety you ask? Surety is simply guaranteeing a loan on someone else’s behalf. Failure of that person to pay means that you pay the outstanding amount. Now the problem with this is, a lot of people have no problem defaulting on their loans leaving you to face the music. Besides, by the time someone asks you to stand surety for them, they believe you are a Mugaga. Worse still though, if the person fails to pay, and you can’t pay either, well, it’s off to luzira for both of you! Back to the example of my brothers. One of them stood surety for a cousin who failed to pay. Guess who was picked up at his office by the police? Yep, my brother. Only some frantic running around spared him a one way trip to Luza’s. The prisons bus spent the whole afternoon eagerly waiting just for my bro. So key lesson, any failure to pay by the person is your failure as the one who stood surety. You are just as liable. So, as for standing surety, as the old adage goes, JUST SAY NO!

Lesson 4: Borrowing can ruin your reputation, your relationships and your life

Ok now this one I have seen way up close. A very close cousin of mine is like 5000 feet deep in debts to banks, loan sharks, friends and family. He hasn’t had a job for the last 6months. Several people in my family have had brushes with harassment and arrest because of standing surety for his loans. To put it mildly, they don’t ever want to see him ever again. His name isn’t even supposed to be mentioned. It’s like in Harry Potter, the reference to the villain is generally “”He-Who-Must-Not-Be-Named”. There, relationships destroyed. Nobody in their even wildly, intoxicated frame of mind would touch him with a ten foot pole. He has been marked by the new Credit Reference Bureau as a “Delinquent borrower” so he can never borrow from any bank in Uganda for a minimum period of 7years or is it 10? Whatever, the point is reputation destroyed. If he gets arrested by any one of multiple creditors, he’ll have a criminal record to deal with all the rest of his days. Plus there are ripple effects. When I looked at my other brother facing arrest for some loans, I couldn’t help think, so what happens to his wife and kids if he’s incarcerated? Who looks after them when the creditors take all their property to clear their dues? Their lives would also be destroyed. So no reputation, relationships or life.

Lesson 5: Borrowing is a sign of selfishness, impatience and indiscipline

Now don’t get me wrong. Not all borrowing is bad. But habitual borrowing underlines a much bigger problem. Why do you borrow? Simply because you want something but you don’t have the patience to wait to get it. It’s about instant gratification. I must have it now. We live in a generation where we expect everything to be instant and to get it with the least possible work. Borrowing is the path of least resistance. You want a car? Get a bank loan to buy it now even though in reality, you can’t afford it. You want to impress that girl? Borrow from your work buddies to take her to rock night and buy her black label. Spent all your salary paying for that really expensive apartment? Just borrow some money to see you through the remaining 3weeks of the month. Get the picture? Borrowing arises from selfish, impatient desire to have things that we can’t afford in the moment (and probably shouldn’t anyway) and we don’t have the discipline to live within our means and save towards getting that thing debt free. I’m definitely not perfect. I wanted a car so badly and I couldn’t wait so I borrowed money at an exorbitant interest rate and spent 2years paying for a car that in the end, I don’t even like that much! What’s more, the car isn’t even worth half what I borrowed now. Sigh. Even worse, we borrow to pay debts! Don’t even get me started about that crazy cycle. So lesson, if you are habitually in debt, it’s time to have a long, hard and brutally honest examination of yourself and your lifestyle. You might be shocked at what you discover about yourself.

So these are a few critical lessons I’ve learnt about borrowing. I’m sure i’ going to learn more as these situations in the family are being cleared up. My wife and I generally live by a strict agreement to never borrow unless it’s a matter of life and death or if it’s for investment. Otherwise, we’d rather starve than borrow and believe me, there have been times when we did. I must say though, after all the drama I’ve seen courtesy of loan sharks these past 6weeks, I’m so thankful we took this stand. I’d rather starve in my own house than have to worry about being made someone’s b@*$h! Now this advice is difficult for most but if you want peace in your life, and you want to avoid Luza’s, just stay away from borrowing. I’d love to hear some of your own loan shark stories and lessons so hit me.

Shalom

“Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.” Romans 13:8

“But my God shall supply all your need according to his riches in glory by Christ Jesus.” Phil 4:19

Who goeth a borrowing, Goeth a sorrowing.
~Thomas Tusser

Debt, n.  An ingenious substitute for the chain and whip of the slavedriver.
~Ambrose Bierce, The Devil’s Dictionary, 1911

Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.
Ogden Nash

Be assured that it gives much more pain to the mind to be in debt, than to do without any article whatever which we may seem to want.
Thomas Jefferson

Live within your means, never be in debt, and by husbanding your money you can always lay it out well. But when you get in debt you become a slave. Therefore I say to you never involve yourself in debt, and become no man’s surety. If your friend is in distress, aid him if you have the means to spare. If he fails to be able to return it, it is only so much lost.
Andrew Jackson

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85 Quotes on money, career & life by Benjamin Franklin

Filed Under: Entreprenuership & Business, Personal Development & Growth by apprentice — 4 Comments
July 27, 2009

Greetings my blogren,

It has been many moons since I posted anything. Reason is that being a full time father and full time entreprenuer has kinda got me against the ropes. But not one to hold back on wisdom I come across, one of my favorite blog sites, the Art Of Manliness posted this great article. 85 amazing quotes by Benjamin Franklin on life, wealth, work, discipline. Here’s a snippet then you can see the whole for yourself and hopefully you men out there will be hooked to this site.

  1. God helps them that help themselves
  2. Sloth, like rust, consumes faster than labor wears, while the used key is always bright
  3. Dost thou love life, then do not squander time, for that’s the stuff life is made of
  4. The sleeping fox catches no poultry
  5. There will be sleeping enough in the grave
  6. Wasting time must be the greatest prodigality
  7. Lost time is never found again
  8. Time-enough, always proves little enough
  9. Sloth makes all things difficult, but industry all easy
  10. He that riseth late, must trot all day, and shall scarce overtake his business at night
  11. Laziness travels so slowly, that poverty soon overtakes him
  12. Drive thy business, let not that drive thee
  13. Early to bed, and early to rise, makes a man healthy, wealthy and wise.
  14. Industry need not wish
  15. He that lives upon hope will die fasting
  16. There are no gains, without pains
  17. He that hath a trade hath an estate
  18. He that hath a calling hath an office of profit and honor
  19. At the working man’s house hunger looks in, but dares not enter
  20. For industry pays debts, while despair encreaseth them
  21. Diligence is the mother of good luck
  22. Plough deep, while sluggards sleep, and you shall have corn to sell and to keep
  23. One today is worth two tomorrows
  24. Have you somewhat to do tomorrow, do it today
  25. Be ashamed to catch yourself idle
  26. Let not the sun look down and say, inglorious here he lies
  27. The cat in gloves catches no mice
  28. Constant dropping wears away stones
  29. Diligence and patience the mouse ate in two the cable
  30. Little strokes fell great oaks

Click to here read the orginal article.

Shalom

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"If" A poem for real men

Filed Under: Personal Development & Growth by apprentice — 1 Comment
June 10, 2009

Greetings blogren. This one goes out to all the men in the blogsphere and the women who have men they love. I think it’s beautiful in the description of what a real man should be. Be inspired. Be blessed. Be Men!

“If”

By: Rudyard Kipling

If you can keep your head when all about you
Are losing theirs and blaming it on you,
If you can trust yourself when all men doubt you
But make allowance for their doubting too,
If you can wait and not be tired by waiting,
Or being lied about, don’t deal in lies,
Or being hated, don’t give way to hating,
And yet don’t look too good, nor talk too wise:

If you can dream–and not make dreams your master,
If you can think–and not make thoughts your aim;
If you can meet with Triumph and Disaster
And treat those two impostors just the same;
If you can bear to hear the truth you’ve spoken
Twisted by knaves to make a trap for fools,
Or watch the things you gave your life to, broken,
And stoop and build ‘em up with worn-out tools:

If you can make one heap of all your winnings
And risk it all on one turn of pitch-and-toss,
And lose, and start again at your beginnings
And never breath a word about your loss;
If you can force your heart and nerve and sinew
To serve your turn long after they are gone,
And so hold on when there is nothing in you
Except the Will which says to them: “Hold on!”

If you can talk with crowds and keep your virtue,
Or walk with kings–nor lose the common touch,
If neither foes nor loving friends can hurt you;
If all men count with you, but none too much,
If you can fill the unforgiving minute
With sixty seconds’ worth of distance run,
Yours is the Earth and everything that’s in it,
And–which is more–you’ll be a Man, my son!

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And finally, Millionaire Habit 9: Respect Money

Filed Under: Entreprenuership & Business, Life in General, Personal Development & Growth, Work & Employment by apprentice — 6 Comments
May 27, 2009

So we have finally come to the end of our series on the 9 Habits of Millionaires as i understood them from Adam Khoo’s e-book. Lets dive right into what is probably the most important of all the habits as it directly relates to money and how we see it.

Habit 9: Respect Money

Do you really respect money? If i was to ask you what you thought of money, I’d get several varying answers many of which would show an unhealthy view towards money. The most common beliefs about money are:

  • Money is the root of all evil
  • Money is elusive and fleeting
  • Having money will cause me more problems
  • Rich people are greedy, selfish and unscrupulous
  • Poverty is a virtue
  • Money will change you(into a bad person)
  • You have to work extremely hard to make money
  • If i become wealthy
  • etc

Most of us want and desire to have lots more money but subconsciously, we walk around with these negative associations towards money and this causes a conflict. Essentially what happens is that we sabotage ourselves from getting money. For example most of us have been brought up to believe that money is the root of all evil. As such we feel guilty about money. So we unconsciously do things to get rid of the money in our lives. If you have 5million shillings on your account, you find ways to spend, lend, waste, give it away to abate the guilt you have in actually having that much money. Please note that as long as you have this disrespect for money, you will never be able to truly prosper. 

Millionaires on the other hand have a high respect for money. They see money as a tool, an ally and even as a friend. Millionaires know that money can do a lot for them. Millionaires realize that money offers them opportunity to do the things they really want, go where they want and buy what they want. Money to them therefore is highly respected. They don’t waste it. They don’t throw it away. They don’t feel ashamed of having it either. In the same breath, millionaires are not slaves to money. They don’t work for money. Money is a result of them offering tremendous value in the marketplace. They know that their true worth doesn’t come from money but with the value and ideas they have to offer. Money to millionaires is merely a way of keeping score.

So we must work on changing our beliefs and attitudes towards money into more healthy and empowering ones. I personally have chosen to adopt some of the following beliefs about money:

  • Money is abundant and comes easily and frequently to me.
  • Money helps me live the lifestyle I desire
  • Money enables me to richly bless those around me
  • Money is an effective tool that I use in my life
  • Money is a reflection of the value I offer in this world
  • Having money is generally better than not having it.  
  • Money gives me tremendous influence for good
  • etc

I’d definitely like to hear your new found respect and beliefs of money. I could use a few more myself. Recognize that most of your beliefs about money are myths that were unwittingly passed onto you by you parents and society. You want to be rich. You can be rich. Give yourself permission to do so. I know i have. And everyday I’m striving to develop all these 9 habits.

And thats it folks. Phew! Thank you for following this series, I do hope you were blessed by it. I will be anxiously waiting to hear your various feedbacks about how easy, difficult or practical it’s been for you to live out these habits. For your reading convenience here are all the Habits listed once again.  

Shalom

JAMES RUSSELL LOWELL:
Wealth may be an excellent thing, for it means power, and it means leisure, it means liberty. 

WOODY ALLEN:
Money is better than poverty, if only for financial reasons.

 

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Millionaire Habit 8: Turn Failure into Success

Filed Under: Entreprenuership & Business, Personal Development & Growth by apprentice — 5 Comments
May 25, 2009

 Shalom blogren. Its time again to continue on our quest to learn the 9 habits of Millionaires. We are close to the end of our series. Today we look at something particularly difficult for most of us. And that is:

Habit 8: The Ability to turn failure into success

To most of us, failure Is a bad word. Infact, it’s an f-word. We don’t like to fail, so much so that most of us never try to do anything just so we won’t leave any opportunity for that f-word to appear. But this is the greater distinction between us and Millionaires. Most people think that millionaires generally never fail, I mean how else could they be millionaires, right? We’re not millionaires because logically, we’ve failed.

Here’s a truth for you. Millionaires fail a lot more than even you and I. Most millionaires have failed so many times it’s ridiculous. You all heard of Thomas Edison who failed 10,000 times in trying to make a working light bulb. Good grief, I’d have gotten the hint after the 10th time! But millionaires fail more than most of us because they inherently do a lot more, risk a lot more than most of us. The key difference is that millionaires don’t fear failure because they have learned to use it as an ally. Failure to them is simply feedback. It shows them what’s not working and this allows them to change strategy continuously till they eventually succeed.

I don’t know about you, but I’m the kind of person who fails and takes it personally and quits. 3years ago I failed in my first business and guess what I did? Yep, I quit. I didn’t see my failure as feedback that something needed to be changed. Right now, I’m back in the saddle and looking at my past failures trying to understand what I did wrong, correct them this time round and get a better result. Thomas Edison in an interview later responded to a question of how he dealt with such colossal failure, said “I never failed. I simply discovered 10,000 ways not to do it!”

A Chinese proverb says “Madness is doing the same thing again and again and expecting a different outcome” That’s how a lot of people deal with failure. They keep doing the same thing over and over hoping that they will achieve a different result. You can’t keep spending all your money by the 2nd week of each month and hope that after one year of this, you will be debt free?!

In becoming the millionaire or successful person you dream of being, be prepared to fail many times before you achieve success. The important thing is to remember that failure is an event, it’s not who you are. Learn from it, change tactics and commit 100% to doing whatever it takes to achieve success and you will be victorious. I know it’s hard. One of the greatest human fears is the fear of failure.

I personally battle fear in many of its different persona’s so this habit is a challenge for me. As an entrepreneur, I can’t help but find myself fearing that I’m going to fail like I did the last time. That I don’t know enough. I’m not stong enough. I remember the ripple effects my failure had and it sometimes stops me in my tracks sometimes. But the grace of the Master helps me to face my fears each day and know that I’ve learned a lot since I was a naïve young man and I should trust that knowledge will see me through. The Rogue king wrote something about failure.

So my millionaire blogren, lets learn how to turn our failures into success. Our next habit is the last and not least of them which is Habit 9: Respect Money

Later

BARACK OBAMA:

Making your mark on the world is hard. If it were easy, everybody would do it. But it’s not. It takes patience, it takes commitment, and it comes with plenty of failure along the way. The real test is not whether you avoid this failure, because you won’t. it’s whether you let it harden or shame you into inaction, or whether you learn from it; whether you choose to persevere.

HAVELOCK ELLIS:

 It is on our failures that we base a new and different and better success

JOHN DEWEY:Failure is instructive. The person who really thinks learns quite as much from his failures as from his successes.

LLOYD JONES:

Those who try to do something and fail are infinitely better than those who try nothing and succeed.

MICHAEL JORDAN:

I’ve missed more than 9,000 shots in my career. I’ve lost almost 300 games. 26 times I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life and that is why I succeed.

SAMUEL SMILES :

We learn wisdom from failure much more than from success. We often discover what will do, by finding out what will not do; and probably he who never made a mistake never made a discovery.

 

 

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Quick thought about life's dreams

Filed Under: Personal Development & Growth by apprentice — 4 Comments
May 22, 2009

Hey people, I just thought I’d share this excerpt from the blog of John C. Maxwell-whose only like God’s gift to all things leadership. It makes you think about your lifes dreams abit more clearly. Enjoy.

The Right and Wrong Picture of a Dream

I’ve studied successful people for almost forty years. I’ve known hundreds of high-profile people who achieved big dreams. And I’ve achieved a few dreams of my own. What I’ve discovered is that a lot of people have misconceptions about dreams. Take a look at many of the things that people pursue and call dreams in their lives:

  • Day Dreams – Distractions from Current Work
  • Pie-in-the-Sky Dreams – Wild Ideas with No Strategy or Basis in Reality
  • Bad Dreams – Worries that Breed Fear and Paralysis
  • Idealistic Dreams – The Way the World Would Be If You Were in Charge
  • Vicarious Dreams – Dreams Lived Through Others
  • Romantic Dreams – Belief that Some Person Will Make You Happy
  • Career Dreams – Belief that Career Success Will Make You Happy
  • Destination Dreams – Belief that a Position, Title, or Award Will Make You Happy
  • Material Dreams – Belief that Wealth or Possessions Will Make You Happy
  • Seasonal Dreams – A Short Term Target You Try to Reach

If these aren’t good dreams-valid ones worthy of a person’s life-then what are? Here is my definition of a dream that can be put to the test and pass: a dream is an inspiring picture of the future that energizes your mind, will, and emotions, empowering you to do everything you can to achieve it.

A genuine dream is a picture and blueprint of a person’s purpose and potential. Or as my friend Sharon Hull says, “A dream is the seed of possibility planted in the soul of a human being, which calls him to pursue a unique path to the realization of his purpose.”

***

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Millionaire Habit 6: Acting with Integrity

Filed Under: Entreprenuership & Business, Personal Development & Growth, Work & Employment by apprentice — 4 Comments
May 21, 2009

Wow, we’re ever coming closer to completing this series on the 9 habits of Millionaires. I am blessed that you guys have been continually following with me as we explore these fascinating habits. I am glad that you guys like me, really want to turn our lives around for the better and not be just average. So right to it then.

Habit 6: Acting with Integrity

Integrity is about being totally honest with yourself, with others and holding a high moral standard. It’s about doing what you say you will and acting consistently with what you say you believe. When you act with Integrity, everyone around you, your family, friends, customers, staff will trust endearingly in you. That’s because they always know where they stand with you. Your customers will always beat a path to your doorstep because they know you’ll give them the highest value for money and not cheat them. Integrity means fulfilling your promises even when it’s going to cost you to do so. It means actaully working 8hours a day that you are paid to and not just playing with facebook, blogging and reading newspapers on the job. 

I must confess, I am appalled at the lack of integrity in Uganda today. It’s extremely maddening that people will lie and cheat like they eat & breathe. Even kids now have no problem in cheating on their exams and copying each others courseworks. If there is a reason why Uganda’s progress has slowed and even seems to be reversing, it’s because of a great lack in integrity. Reputation means nothing to people anymore. Look at your global funds, GAVI, election fraud, massive corruption. I wrote about this last year here.

Millionaires are people of Integrity. The word of a millionaire is worth millions. Sure there are a few(an in our case, seems like the majority) of millionaires who have lying, cheating, scum of the earth but as a rule of thumb their wealth will not last. The book of Proverbs 13:11 says

“Wealth gained dishonestly dwindles away, but he who gathers by hand makes it grow.”

I’m personally learning each day to live with Integrity. It’s not easy but it must be done. In a country like ours, the millionaires are going to come from the few individuals who are absolutely trustworthy in the midst of the insane dishonesty and corruption. I am working to make sure that I am one of the few, how about you?

I’ll close with this interesting fact. In the bestselling book ‘The Millionaire Mind’, author Thomas Stanley interviewed 733 multi-millionaires and asked them what were the key factors that contributed to their wealth. Ranked number one was ‘being honest with people‘. This factor was ranked way ahead of factors like ‘making wise investments’, ‘working hard’ and ‘having a competitive spirit’. Think about that till we next meet to discuss habit 7: Be 100% Committed.

 Shalom

“Integrity is the essence of everything successful” Richard Buckminister Fuller


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